Contract For Sale Of Goods free essay sample

In a composed notification determining the imperfections he will have the accompanying choices: ( supplant of faulty Goods by conveyance of non-flawed Goods; request to( fix the deficient Goods if the deformities are repairable; request( suitable Purchase Price decrease; or to pull back from the( Contract. 5. The Seller, upon receipt a notification from the Buyer expressing the imperfection, quickly will give a composed articulation and answer whether he acknowledges the case for absconds or not. VI. Rejection of Liability 1. A gathering isn't at risk for an inability to play out any of his commitments in the event that he demonstrates that the disappointment was because of an obstruction outside his ability to control and that he could sensibly be relied upon to have considered the hindrance at the hour of the finish of the Contract or to have maintained a strategic distance from or conquered it or its outcomes. The exception gave by this Article has impact for the period during which the obstacle exists. We will compose a custom article test on Agreement For Sale Of Goods or on the other hand any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page 2. The non-performing party will give brief composed notification to the next gathering of the purpose behind its inability to perform and the degree and term of its powerlessness to perform. VII. Mediation Clause All the debates coming about because of this understanding or related to it, will be chosen at last in the assertion technique before one judge or the Board made out of three referees by the course of Proceeding Rules, enlisted in the rundown of authorities of Czech Arbitration Center s. r. o. , ID 281 63 427, and delegated as per Act No. 216/1994 coll. of Laws, on Arbitration Procedure and Execution of Arbitration Awards, and with the Proceeding Rules of Czech Arbitration Center declared at it? sites www. judges. cz. The gatherings thus vest power in Czech Arbitration Center to name referee in agreement of Proceeding Rules, what the gatherings pronounce as a known and concider to be a piece of this intervention proviso. The gatherings approve the authority or the Board to settle the question dependent on the standards of characteristic value. Remuneration for assertion costs (counting the costs of the legally binding gatherings) will be granted by the mediator dependent on the guideline of achievement in the debate. Ward of Court VIII. Last Provisions 1. This Contract will go into power and will produce results on the day when it is executed. 2. The Contracting Parties thus concur that going into this Contract and performing obligations under this Contract have been properly affirmed by the important organization groups of the Contracting Parties in a consistence with legitimate guidelines, by-laws and other interior guidelines of the Contracting Parties; and no other endorsement or assent will be required. 3. The Contracting Parties consents to regard the genuine interests of the other Party, will lead as per the reason for this Contract and will not balance such reason and they will play out all legitimate and different activities that may demonstrate important to arrive at the motivation behind this Contract. 4. All records recorded as a hard copy will be sent at the location of the Contracting Parties set out in the heading of this Contract except if both of the Contracting Parties will give a composed notification to the next Party on changing its location. Whatever papers the conveyance of which is required, expected or is made accessible by this Contract and paying little mind to some other accessible path permitted by the lawful guidelines to demonstrate such a conveyance, will be esteemed to have been served if such had been conveyed to the next Contracting Party at the location set out in the heading of this Contract or at the location saw in composed structure by either Contracting Party to the next Party. 5. Any progressions and corrections to this Contract will require a composed structure. . On the off chance that any arrangement of this Contract is resolved to be invalid or unenforceable, the legitimacy or enforceability of different arrangements both of this Contract as neither an entire nor different arrangements will be influenced except if such an invalid or unenforceable arrangement is severable. Contracting Parties herby consents to supplant such an invalid or unenforceable arrangement by another legitimate and forceable arrangement that most intently coordinates the expectation and the motivation behind the first arrangement. 7.

Red-Eared Sliders Essay --

Presentation: Obtrusive species are slithering to places they shouldn’t be, causing the world to respond in a sensational manner. It tends to be passed all through various ways: by All Terrain Vehicles (ATVs), trenches and changes to conduits, planting and arranging, transportation of creature cadavers and crude wood, alongside different things. The Red-Eared Slider goes by another one of a kind method to turn into an intrusive species: being dumped by pet proprietors. Since this occurs so as often as possible, the Red-Eared Slider is on the 100 of the World’s Worst Invasive Species List. Spot of Origin (How it showed up): The Red-eared slider is an obtrusive turtle species with an enormous pet fanbase. It’s beginning from the Mississippi River and the Gulf of Mexico, and the southeastern corner of the United States . This notoriety of this creature, which are typically brought abroad, and put in pet stores have its results. This obtrusive species is normally dumped by pet proprietors who are deceived on the Red-eared slider and abhorrences the traits that it has (That it can develop to the size of a supper plate and they nibble). Territories Found: The red-eared slider has been dumped and abandoned all through the world. Only a couple of the spots where the obtrusive species is found is Australia, Europe, Israel, South Africa, Guam, Canada and the Carribean. The Red-eared Slider possess zones with still, warm water, similar to lakes, lakes, trades, springs, streams, and moderate streaming waterways. The obtrusive species is all through the world, which makes it exceptionally perilous with battling local turtles for the ideal zone and territory for them. Depiction of Species: The Red-eared slider (Trachemys scripta elegans) is a semi-oceanic turtle having a place the Emydidae family. They are titled the Re... ...turtles, for example, Little RES Q. Individuals dump their Red-Eared Sliders every day, and makes the Red-Eared Sliders go up increasingly more on the 100 Worst Invasive Species List. Works Cited http://alienspecies.royalbcmuseum.bc.ca/eng/species/red-eared-slider-turtle http://www.ontariostreams.on.ca/keep_care.htm http://www.torontozoo.com/adoptapond/turtles.asp?tr=10 http://www.climateontario.ca/doc/factsheets/TERRESTRIAL_INVASIVE_FACTSHEET-Final.pdf http://www.austinsturtlepage.com/Care/caresheet-red_ear_slider.htm http://www.columbia.edu/itc/cerc/danoff-burg/invasion_bio/inv_spp_summ/Red-eared%20Slider%20Turtle.html http://www.agric.wa.gov.au/objtwr/imported_assets/content/pw/vp/frog/red-earedslideralert.pdf http://www.mnr.gov.on.ca/en/Business/Biodiversity/2ColumnSubPage/STDPROD_068682.html http://www.mnr.gov.on.ca/en/Business/Biodiversity/2ColumnSubPage/STDPROD_068685.html

What is the Debt to Income Ratio

What is the Debt to Income Ratio What is the Debt to Income Ratio? What is the Debt to Income Ratio?One of the great things about credit is that it lets you make purchases you wouldn’t otherwise be able to afford at one time. But this arrangement only works if you are able to make your monthly payments. That’s why lenders look at something called your debt to income ratio. Its a number that indicates what kind of debt load you’ll be able to afford. And if youre looking to borrow, its a number youll want to know.  Unless your rich eccentric uncle suddenly dies and leave you a giant pile of money, making any large purchase, like a car or a home, is going to mean taking out a loan. Legitimate loans spread the repayment process over time (or a longer term), which makes owning these incredibly expensive items possible for regular folks.But not all loans are affordable. If the loan’s monthly payments take up too much of your budget, then youre likely to default. And as much as you, the borrower, do not want that to happen, it’s also something th at lenders want to avoid at all costs.It doesn’t matter how much you want that cute, three-bedroom Victorian or that sweet, two-door muscle car (or even if you’re just looking for a personal loan to consolidate your higher interest credit card debt). If you cant afford your monthly payments, reputable lenders aren’t going to want to do business with you. (Predatory payday lenders are a different story, they actually want you to be unable to afford your loan. You can read more about that shadiness in our personal loans guide.)So how do mortgage, car, and personal lenders determine what a person can afford before they lend them? Well, they usually do it by looking at their debt to income ratio.What is the debt to income ratio?Basically, it’s the amount of your monthly budget that goes towards paying debtsâ€"including rent or mortgage payments.Your debt to income ratio is benchmark metric used to measure an individual’s ability to repay debt and manage their monthly payments, ” says Brian Woltman, branch manager at Embrace Home Loans (@EmbraceHomeLoan).“Your DTI as it’s commonly referred to is exactly what it sounds like. It’s calculated by dividing your total current recurring monthly debt by your gross monthly incomeâ€"the amount you make before any taxes are taken out,” says Woltman. “It’s important because it helps a lender to determine the proper amount of money that someone can borrow, and reasonably expect to be paid back, based on the terms agreed upon.”According to Gerri Detweiler (@gerridetweiler), head of market education for Nav (@navSMB), “Your debt to income ratio provides important information about whether you can afford the payment on your new loan.”On some consumer loans, like mortgages or auto loans, your debt to income ratio can make or break your loan application,” says Detweiler. “This ratio typically compares your monthly recurring debt payments, such as credit card minimum payments, student loan payments, m ortgage or auto loans to your monthly gross (before tax) income.”Here’s an exampleLarry has a monthly income of $5,000 and a list of the following monthly debt obligations:Rent: $1,200Credit Card: $150Student Loan: $400Installment Loan: $250Total: $2,000To calculate Larry’s DTI we need to divide his total monthly debt payments by his monthly income:$2,000 / $5,000 = .40Larry’s debt to income ratio is 40 percent.David Reiss (@REFinBlog), is a professor of real estate finance at Brooklyn Law School. He says that the debt to income ratio is an important metric for lenders because “It is one of the three “Cs” of loan underwriting:Character: Does a person have a history of repaying debts?Capacity: Does a person have the income to repay debts?Capital: Does the person have assets that can be used to retire debt if income should prove insufficient?What is a good debt to income ratio?If you listen to Ben Franklin, who subscribed to the saying ‘neither a borrower nor lender be ,’ the ideal ratio is 0,” says Reiss. But he adds that only lending to people with no debt whatsoever would put home ownership out of reach for, well, almost everyone. Besides, a person can have some debt on-hand and still be a responsible borrower.“More realistically, in today’s world,” says Reiss, “we might take guidance from the Consumer Financial Protection Bureau (CFPB) which advises against having a DTI ratio of greater than 43 percent. If it creeps higher than that, you might have trouble paying for other important things like rent, food and clothing.”Requirements vary but usually if you can stay below a 33 percent debt-to-income ratio, youre fine,” says Detweiler. “Some lenders will lend up to a 50 percent debt ratio, but the interest rate may be higher since that represents a higher risk.”For Larry, the guy in our previous example, a 33 percent DTI would mean keeping his monthly debt obligations to $1650.Let’s go back to that 43 percent number that Rei ss mentioned because it isn’t just an arbitrary number. 43 percent DTI is the highest ratio that borrower can have and still receive a Qualified Mortgage.What’s a Qualified Mortgage?Qualified Mortgages are home loans that follow certain guidelines designed to make them safe. The lenders that issue these loans make an effort to determine a borrower’s ability to repay the loan, which is a hallmark of safe, socially responsible lending.According to the CFPB, in order to be classified as “Qualified” a mortgage must not have loan terms longer than 30 years; include any “interest-only” periods, during which borrowers only makes payments towards the interest (not the principal); “balloon payments,” which are are larger than normal payments that come towards the end of the loan’s repayment period; or “negative amortization,” which can lead to your loan principal increasing over time.There are some exceptions to the 43 percent DTI rule for Qualified Mortgages. For ins tance, lenders under a certain size can issue mortgages to customers with a higher DTI. However, if you have a DTI above 43 percent, you will generally find that it’s harder to get a Qualified Mortgage. Not only will you see higher interest rates on your loan, you are more likely to be offered predatory termsâ€"like the ones mentioned aboveâ€"that make it much harder to repay.What’s not included in your debt to income ratio?Keep in mind that not all payments are included in this calculation,” says Detweiler. “For example, your utilities or cell phone payment wont likely factor in. Rent may or may not factor in, depending on the type of loan. Also, remember the lender will factor in the anticipated monthly payment from the loan you are trying to get into the calculation.”That’s why including your current rent is the trickiest part of the DTI calculation. Remember, if you are currently renting but are applying for a home mortgage loan, then your monthly rent payments will no longer factor into your DTI once you own a home.So while calculating your current debt to income ratio (including your monthly rent) might be helpful, the number that really matters is the debt to income ratio that includes your mortgage payments.“It’s important though to take into account the amount of money you’re comfortable with paying on a monthly basis,” says Woltman. “Too many times people ask the question How much can I qualify for? when in actuality they should be asking How much can I borrow to keep my payment at $XXX per month? It’s important to know what you’re willing to spend and work from there.”Heres how you can improve your debt to income ratio“Borrow less and earn more,” advises Reiss. If you have debt, work to pay it off, starting with your high-cost debt, such as credit card balances.”For anyone looking to improve their DTI when considering buying a house it’s very easy to do,” says Woltman. “Take a look at your credit profile and s ingle out credit cards or loan payments that have low balances but high monthly minimum payments. That not only signifies high-interest rates, but it’s a target for accounts you can pay to $0 and not incur a financial burden paying off.”“Be careful though,” he warns. “If you have a car lease that only has a few payments left, do not pay that off to lower your DTI because, unless you bought the car, the lender will assume you’re going to lease a new vehicle and still count that payment against you.”“Borrow less and earn more,” advises Reiss. If you have debt, work to pay it off, starting with your high-cost debt, such as credit card balances.”One thing that will really hurt your debt to income ratio is getting trapped in a cycle of debt from a predatory payday lender. To learn more about them, check out the eBook How to Protect Yourself from Payday Loans and Predatory Lendersâ€"or just give us a follow on Twitter at @OppLoans.  Contributors  Gerri Detweiler’s pa ssion is helping individuals cut through credit confusion. She’s written five books, including the free ebook  Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and her latest, Finance Your Own Business. Her articles have been widely syndicated and she’s been interviewed in over 3000 news stories. She serves as Head of Market Education for Nav, the first and only site that shows small business owners their free business and personal credit scores and tools for building strong business credit.David Reiss  is a professor at  Brooklyn Law School  and director of academic programs at the  Center for Urban Business Entrepreneurship. He is the editor of  REFinBlog.com, which tracks developments in the changing world of residential real estate finance.Brian Woltman is the Branch Manager for Embrace Home Loans in Basking Ridge, NJ. Over the course of his 13-year career, he has helped countless families achieve their dreams of homeownership. He’s helped e veryone ranging from first-time home buyers to seasoned real estate investors. If you’re looking for a mortgage professional that will always look out for your best interests, give Brian Woltman a call today at (908)-295-4891, connect on Facebook or email him at BWoltman@EmbraceHomeLoans.com.

Tyrannosaurus Rex vs. Triceratops in a Dinosaur Fight

The Increasing Danger of Industrialization on the...

The Increasing Danger of Industrialization on the Environment The negative effect of industrialization on the environment has been known for years. The danger associated with lead, chlorofluorocarbons (CFCs), and other toxic materials was discovered and several measures have been taken to stop the damage done to the environment by these agents. It will not be far fetched to blame industrialization as the main cause for the situation we humans find ourselves in today. The developed nations, being the main promoters, sponsors, and profiting bodies of industrialization, were the prominent victims. They were also the first ones to put a system in place in attempt to counteract the harm done to the environment. Government agencies such as†¦show more content†¦The developed nations dominate the industrial world, as 74% of the world’s industrial output takes place in these nations (1). Today, second and third world counties are striving to get a bigger portion of the world’s total industrial output. Between 1990 and 1995, the ra tes of industrial growth in China, East Asia, and South Asia were 18.1%, 15%, and 6.4%, respectively, while this number for North America was only a little above 2.5% (2). The cities of such developing countries are going through a similar phenomena as the early European nations during their transition from a mainly rural, agrarian society to an urban one. â€Å"Widespread social and economic disruption, unemployment, homelessness, pollution, and increased exposure to health hazards both at work and at home† are evident in these nations (3). The rate at which these countries are going through their Industrial Revolution is also startling. For example, Thailand and Indonesia have been undergoing similar changes in a couple of decades that took the early Europeans 200 years to accomplish. Furthermore, the nature of these industries tends to be more polluting than the industries in the developed nations. Developing countries specialize on the conversion of raw materials to industrial products such as steel, paper, and chemicals which have more pollutantsShow MoreRelatedEffects Of Deforestation On A Whole World Essay822 Words   |  4 PagesThe inspiration for this research and the essay was generated due to the issue of rapid and reckless industrialization as well as the inability of the human beings to properly realize the issue of environmental sustainability. The whole world is witnessing a havoc spread of the industrialization in every corner of the world. But, in the attempt to spread the message of modernity, industrialization, and urbanization, the issue of environmental sustainability is not being addressed in a proper mannerRead MoreEnvironment Issues Are Destructive Effect From Human Activity On The Nature1288 Words   |  6 PagesEnvironment Issues and Pre ssures Environment issues are destructive effect from human activity on the nature. In the day ages, there are many types of environment issues in the Earth. Most countries focus on environment issues and there are more pressure when government solving these problems. Earth s environment is an important factor in the survival of mankind and environmental issues that affect human life. Therefore, Protecting the environment is human responsibility. And Equal protection ofRead MorePersuasive Essay On Air Pollution1099 Words   |  5 PagesPollution is a highly increasing, man- made issue that is continually degrading the quality of the environment. Ocean pollution, industrialization and air pollution are intertwining significant causes to large degradation of the health status of our oceans, air, and people. Polluting one landmark of the Earth creates an even more dangerous lasting impact on the others. Pollution is continually becoming an issue that could potentially become irreversible if i mmediate actions are not taken. It is urgentRead MoreThe Economic Development Of Bangladesh1710 Words   |  7 Pagesencourages industrialization in many sectors to boost economic growth and alleviate poverty. On the other hand, industrialization is not reducing poverty levels or increasing the standard of living of the poor because many firms do not follow the rules and regulations. This in turn also is a reason for pollution and environmental degradation. Poor still remain poor for the cruel pollution-poverty cycle, while pollution and environmental degradation increases with mass industrialization, contributingRead MoreSustainability Is The Continuance Of A Defined Behavior1625 Words   |  7 Pageshabitat necessary for life. Our study must include the pollution created, the material used and the habitat loss so that a measurement can effectively manage the consumption. Through statistical analysis we can make a comparison of our effects on the environments hence, climate chang e, resource depletion, and in some cases species extinction. There are three existing pillars of sustainability. They include social, economic, and environmental sustainability. Social or cultural sustainability revealsRead MoreThe Positives And Cons Of The Industrial Revolution835 Words   |  4 PagesRevolution benefited many parties it also had negative effects on a substantial amount of people. There are numerous positives to discuss about the Industrial Revolution. By increasing efficiency and productivity, modernizing transportation and communication, and developing a better environment through industrialization the Industrial Revolution led to the economic strengthening of Great Britain as well as many other countries that are now Technological Worlds. Modern inventions that were developedRead MoreFighting Fire With Fire Essay1742 Words   |  7 PagesSometimes the solution to a hard problem has an easy answer. Education is one of these scenarios, because â€Å"human beings are the number one cause of wildfires in the United States.†(Causes).By educating the public about how to prevent wildfires and the dangers that wildfires bring can help prevent wildfires. This is because people are uneducated about how fires are started. They will burn trash during a drought, toss a burning cigarette out the window of a car on a highway, or leave a fire unattended. Progra msRead MoreIndustrial Revolution Essay1555 Words   |  7 Pagesliving conditions that were for the poor and working classes. The Industrial Revolution had a bright and dark side to it. It was dark due to all the horrible working conditions, crowded cities, unsanitary facilities, diseases, and unsafe work environment, but the bright side is that it was a period of enormous social progress. The five sources I have chosen are a newspaper article from the 1800s called Report of Fatal Accident at the Great Western Cotton Works. A periodical article called The PowerRead MoreThe Food Industry And Industrialization Of Agriculture1085 Words   |  5 PagesThe corporate food industry and industrialization of agriculture today have revolutionized the growing and buying of food for farmers and consumers. To see how it has transformed the system, one can look at the effects industrial agriculture has caused. Economically, it creates million of jobs that keep people employed and keeps food affordable, but has regrettably created subsidies too. In terms of health, mass production of agriculture has created new health risks that endanger the lives of bothRead MoreThe Exploitation Of The Alberta Community1374 Words   |  6 PagesOur environment is often abused in our world. People choose to take advantage for what it s worth, and over time, the quality of nature is destroyed. Afte r reviewing the case concerning tar sands in Canada, it is apparent that once again, there needs to be a change. Money only goes so far in the world, and if there is no action taken to help improve their environment, they will lose other aspects of society that contribute to the well-being of all individuals.  The results from the video show that

Study On Child Focused Practice Free Essays

All the instructors in the assorted schools have the duty of supplying a safe environment for the kids that are in their several schools even as they carry out their primary end of educating them. This is a state of affairs where the instructors will be in a place to maintain themselves safe while besides maintaining the kids safe. Child focused pattern has two chief components. We will write a custom essay sample on Study On Child Focused Practice or any similar topic only for you Order Now First, the act is founded on a kid focussed belief that all the kids have the right to safe transition during their childhood and besides the right to turn up in an environment that is safe. Second, the public assistance and demands of the kid are the cardinal elements and the cardinal focal point of pattern. The instructors in this instance should hence hold equal professional cognize how and experience in order to supply the best attention possible to the kids. It is hence really of import that the disposal in a school ensures that the instructors have equal cognition and preparation in the country of kid focussed pattern so as to guarantee that the kids in the school are in an environment that is contributing for larning. It is even of import for the instructors themselves because they will be in a place to be able to associate good with the scholars in general. Many scholars particularly the immature 1s look up to their instructors as function theoretical account or as responsib le people whom they may desire to emulate. The instructors should guarantee that they have the proper preparation in order to supply the most appropriate environment to the kids. This paper will therefore focal point on given an account of what the kid focal point pattern is and why it is built-in to being a instructor. Bing kid focused leads to an environment where the experience of the kid is the most important and the instructors and scholars are judged harmonizing to the results and larning procedures of the kid. They are both important and hence they should be given equal attending because of otherwise it will non be helpful. The instructor being learner focussed agencies that he/she acknowledges the significance of cognition and of the kid. However the focal point is on the kid as a scholar and the acquisition procedure. Where instructor concentrates on the kids and the acquisition procedure and he/she integrates that with their cognition, category and school organisation that will take to the highest grade of accomplishment and motive for scholars, that is what being kid focused is about ( McCombs A ; Whisler, 1997 ) . Making an appropriate environment for larning involves values. The values are by and large cosmopolitan but they differ in some countries or states due to the difference in civilizations and norms. The values are what that affairs and they shape the instruction pattern. If what really affairs is non clear or what the jurisprudence shapers think affairs is non in line with what affairs to the scholars or instructors so the environment suffers. Child focused pattern besides has a relationship with beliefs, characters, patterns and features of instructors. The single instructor will hence hold an influence on the result of the pattern. Where the instructor does non believe that the pattern is appropriate for the kids, the instructor will most likely neglect it or pattern it shoddily ( McCombs A ; Whisler, 1997 ) . Teachers who base their patterns on the kid focused attack have some alone features. Such instructors will acquire the scholars involved in doing the determinations refering what and how they are to larn and how the appraisal of that acquisition should be conducted ( Crick, 2006 ) . The relationship of the instructor and the scholars is of import because they will experience that they comfortable in that environment. Such instructors besides value the different positions of the assorted scholars and do non eschew down any of the scholars. It is of import that the instructors encourage the kids to portion their sentiments for them to experience that they are in a safe environment. This is a manner that the instructor can demo the kids that he/she attentions about them and their positions. Teachers who are focused on the kids have regard and accept the difference in the background, abilities, involvements, and experiences of the assorted scholars ( Crick, 2006 ) . This is of import because the instructors will be in a place to appreciate each and every kid merely as he or she is. It is of import that the instructor has a clear apprehension of the different kids because it even determines how such a instructor will turn to the kids separately. Respect is of import because the instructor will merely acquire it from the kids if she/he respects them excessively. The instructors should besides see the scholars to be their spouses in the acquisition and learning procedure ( Crick, 2006 ) . The instructor should non try to travel entirely but should instead indulge the kids in the patterns. Such features are of instructors who have the proper cognition and apprehension of what it means to be child focussed and those are the instructors who create a good environment for the in struction and acquisition to take topographic point expeditiously. Focus on the kids allows the immature scholars to incite their ain acquisition. Through this, the instructor is able to concentrate on the kid and it puts accent on emotional and cognitive growing. Child focused acquisition is based on the criterions of major educational research workers and child psychologists. In a schoolroom that is child focussed, the kids will be allowed to originate their ain acquisition by taking the activities that they are interested in. they are allowed to work on their ain to detect their potency without being directed as to what they should make. This will besides let the kids to originate their ain acquisition in ways that are easy for them.to understand. They will take their ain acquisition manners by themselves. The assorted kids in a schoolroom learn in their ain alone ways and there is no manner in which they can all larn every bit through the usage of a common attack to all ( Crick, 2006 ) . A kid focussed schoolroom is comprised of much acquisition by manner of playing. This is why it is really apparent that this sort of acquisition is used at the really early phases of larning. It is of import the kids play together with their equals so that they grow socially. There is besides the publicity emotional development in a kid focused environment where emotional look and ego assurance are encouraged. It is of import that the instructors understand the significance of drama and particularly to the really immature kids. This is of import because the instructors will so be in a place to promote the kids to play therefore advancing larning. The instructors should move as facilitators instead than teachers. They should be at that place merely to steer the kids instead that state them what to make. This is because in such an environment the kids are supposed to be encouraged to originate their ain acquisition. The instructor should besides be involved in giving a proper organisat ion and construction in the schoolroom and go forth the kids to research their ain potency ( Hersh, 2009 ) . The construction of the schoolroom in a kid focused attack should besides be different. It can be done by administering the scholars otherwise in the schoolroom harmonizing to their accomplishments and involvements. The kids can be divided into multi age groups or larning communities. This will assist the kids in a certain group to turn together and assist each other because they will likely hold better apprehension among themselves. Due to the fluctuation in the ability of the scholars, the manner in which that they are assessed can besides be customized to the pupil undertakings. The instructors will hence hold to follow flexible rubrics and other methods that may even be informal ( Hersh, 2009 ) . The instructors have the duty of guaranting that the kids in their several schools develop in the best manner possible and accomplish the best result. The instructors play a large function in guaranting that the kids learn in a proper environment for the result to be desirable. The kid focused pattern by instructors ensures that the kids initiate their ain acquisition. The instructors should hold equal cognition and apprehension of the pattern in order to use it in the most effectual mode. The beliefs and values of the instructors will hold an consequence on the impact that the pattern will hold on the kids. The instructor should besides be in a place to esteem and understand the different backgrounds, abilities, involvements, and experiences of the assorted scholars. How to cite Study On Child Focused Practice, Essay examples

Urban Gentrification and Urban Morphology Essay Example

Urban Gentrification and Urban Morphology Paper Urban Gentrification and Urban Morphology The term ‘gentrification’ has myriads of interpretations from different geographers, and sociologists. Ever since, there has been protracted debate on its methodology, consequences and whether it constitutes a dominant or residual urban form. The term ‘gentrification’ was first coined by the Marxist urban geographer Ruth Glass (Glass, 1964) to describe the influx of wealthier individuals into cities or neighbourhoods who replace working or lower-classes already living there by using London districts such as Islington as her example. On the other hand, Smith and Williams (1986, p. 1) define gentrification as â€Å"the rehabilitation of working class and derelict housing and the consequent transformation of an area into a middle-class neighbourhood. † Whilst Hamnett (2003, p. 402) builds on Glass’s definition of gentrification as a process involving class connotations and offers a more comprehensive definition incorporating economic views when he defines gentrification as a â€Å"social and spatial manifestation of the transition from industrial to a post industrial urban economy based on financial, business and creative services, with associated changed in the nature and location of work, in occ upational class structure, earnings and incomes, life styles and the structure of the housing market†. We will write a custom essay sample on Urban Gentrification and Urban Morphology specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Urban Gentrification and Urban Morphology specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Urban Gentrification and Urban Morphology specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Smith (1987) supply side (which focuses on investments within urban structure) and offers his ‘rent-gap’ theory of gentrification whereas proponents of the Feminist perspective consider the notion of patriarchy, changing gender relations and feminisation of labour markets. (Dutton, 1998, p. 32) Therefore, with the myriads of interpretations by various authors (simultaneously enlarging the gentrification literature), it is evident that gentrification means differently to individuals depending on which school of though one ascribes to. Curran (2008, p. 37) correctly points out the sentiments of this author that vast literature on gentrification presents the challenge for students to â€Å"figure out who are the true giants in the field†. Dutton (1998, p. 32) is right when he said that gentrification has become a â€Å"contested boundary zone between radically different theories and explanations†. This essay began by explaining the different definitions of the term ‘gentrification’ by different theorists and identifying the various analysis of gentrification. It also attempts to outline the consequences of the emergence of gentrification. Finally, using the various examples, it also attempts to utline the correlation of gentrification and urban morphology. There are two distinctive theories explaining and justifying gentrification as an economic process and social process that transpires when the young middle-class are tired of the commuting and their dependency of the city lifestyle. Thus, young professionals from the capital moved to the poorer communities with startling period houses in convenient locations that are in need of restoration. As explained by Smith, (1987, cited in Bridge, p. 237-238) gentrification is an economic process resulting from the relationships among capital investments and the production of urban space. The gentrifiers maybe most attracted by the ‘rent gap’, i. e. the difference between ground-rent levels at various locations in a metropolitan area (Smith, 1979 cited in Zukin, 1987, p. 137). The low rents in the suburban encouraged continuous development of housing capital for the development of suburban areas and the expenditure of city money on suburban areas. Consequently, it provoked the economic abandonment of the city in favour of upcoming or new properties outside the city which cause the price of inner-city land decreased dramatically comparing to the gentrified area. The revalorization takes the form of gentrification of already existing neighbourhoods (as opposed to redevelopment or commercial development) it results in the spatial displacement of labour. (Bridge, 1987, p. 238) The revalorization of the inner city is employed to close the rent gap utilising the real estate capitalists’ profit boosting intention. When the gap is sufficiently wide, inner-city properties will be reinvested and redeveloped for new tenants in closing the rent-gap, leading to higher rents, mortgages, and lease rates affordable by the new tenants, but not by the original lower income tenants. Bridge, 1987, p. 239) In an alternate view, the landlord can be driving force too in influencing the process of change. Beauregard, (1981, cited in Smith and Williams, 1986, p. 52) points out that â€Å"landlords, developers and real-estate agents, both large and small, play an important role in ‘steering’ the potential gentry to a neighbourhood, buying proper ty and speculating, and preparation for sale or for complete rehabilitation. † It can also be argued that drawing on economic analysis in connection with economic concepts of gentrification (e. . housing price increment, interest rates, lending willingness and expansion of labour market) is a more holistic approach to understanding changes in urban Britain. Economists consider the cause-effect relationship between the economies and how each economic agent interacts (e. g. money and financial markets, demand and output, cost and prices). Robert Wiedemer (2009, in an interview with journalist Seidenberg) said â€Å"the stock market, housing sector and the dollar are all interrelated and helped build the other and the economy. In another word, even the demand of residences may increase, gentrification would not be possible without financial aid from financial constitutions. This is purported by Beauregard, (1981, cited in Smith, 1986, p. 53) â€Å"property interests, nonetheles s cannot operate without the assistance of financial entities able to lend large sums of capital. † The Bank of England website too supports, â€Å"the different aspects of economy are not independent of each other. Everything is inter-related. The critique from this tool of analysis is again the challenge of information overload from looking at each single factor affecting gentrification therefore making it more complex to conceptualise gentrification. Also, the limitation of research funding can affect the quality, accuracy and credibility of academic’s findings, speed to publication and research methodology problems. Hence, the potential resulting in bias research findings, if used by local government when intervening in determining housing policies in gentrifying stagnant towns and cities may be wrongly misguided. The analysis of economic driven gentrification is clearly illustrated in London beginning from the 1950s. This process began in the Canonbury area of Islington; spread to Barnsbury and other parts of Islington, as well as Camden, Notting Hill, Primrose Hill, Kentish Town, Holland Park, and West Greenwich in the 1960s; and reached as far as Hackney in East London and parts of South London like Lambeth, Battersea, Clapham, and Fulham in the 1970s. (Moran, 2007, p. 01) Before the 1950s, the North London Borough of Islington was at a broken area, its once grand Regency and Victorian houses split into poorly maintained, multi-occupation tenements. As gentrification began from 1960s onwards, middle-class newcomers started buying up slum properties and ex-rooming houses and transformed them into appealing residences. (Moran, 2007, p. 102) The transformation was vast and it was described as major restoration of grand architecture values of the Georgian places and the rebuilt houses stand out â€Å"like good teeth among bad†. Pitt, 1977, p. 7 cited in Moran, 2007, p. 103) The houses were architecturally salvaged to the middle-class designs that were comparatively of high standard in highlighting modernism and freedom. The middle-class homeowners were the major force behind the amenity societies, sponsored by the Civic Trust, which proliferated in urban areas in the 1960s. For example, the Barnsbury Association, formed by middle-class Islingtonites in 1964, used professional planners to formulate its manifestos and forged valuable links with the local council. They persuaded the council to pay for changes in their neighbourhood including tree-planting, restoring cast-iron streetlamps and railings granite setts to give the roads a cobblestone look, implementation of a traffic scheme that closed off a middle-class neighborhood to through-traffic and redirected cars along streets full of working-class tenement blocks. Alongside other gentrifies, they campaigned against replacement of old terraced houses and squares with new housing scheme. (Moran, 2007, p. 103-105) It was morphology of urbanisation when the gentrifiers revolutinised their residences and demanded a system to achieve their requirement. There is another analysis of gentrification that is influenced by economic paradigms that accentuating on production, taking into account social reproduction and consumption. Ley’s theory suggested that transition in economics, politics and culture instigated urban gentrification. (Hamnett, 1991, p. 176) With modernisation up-scaling, there is a major focus economic shift since 1960s, of recentralising or corporate investment in selected metropolitan cores. (Fainstein Fainstein, 1982, Smith 1986 cited in Zukin, 1987, p. 38) Deindustrialisation of a city reduces the number of blue-collar occupation available to the urban working class and is fundamental to the escalation of a divided white-collar employment tertiary sector of industry – focusing on professional and managerial positions that follow the spatial integration of the capital. Headquarters and ‘back offices’ no longer share space; each stratum of white-collar work generates in its proximity the am enities that suit its status, salary levels, and office rents. Industrialisation and blue-collar residences are displaced beyond the heart of the city. (Zukin, 1982 cited in Zukin, 1987, p. 39) Ley linked this to the shift from a goods-producing to a service-producing society, and to the decline of manufacturing industry and the rise of office work. (Hamnett, 1991, p. 176) The second proposition of Ley was that post-industrial society is distinguished from industrial society by the active role of government. Consequently, Ley (1980, p. 241 cited in Hamnett, 1991, p. 176) argued that â€Å"decision making and allocation of resources is now referred to the political arena and not only to the market place†¦ The politicization of varied interest groups is challenging the formerly hold of business lobby on political decision making. Governments are creating manifesto to help stabilising the economy which inevitably causes gentrification. For example, in Shanghai when Chinese govern ment is developing housing which is directly connected to the fundamental processes of urban economic, political and geographic restructuring. Residential reorganisation, which promoted housing commoditisation and promotion of home ownership, has significantly inspired the development of a real estate market, consequently altering the primary forces of urbanisation and prompted modern precedent of neighbourhood. Against the backdrop of market transition, the Shanghai local state engages an active role in commencing and assisting the gentrification process. They are motivated by the state’s decentralizing policy in fiscal and administration system to offer an important role to local state in urban morphology and economic growth. Moreover, the free market enables the local authorities to pursue of rapid economic expansion and revenue boost. (He, 2007, p. 174-176) This is exemplary of Bailey and Robertson (1997, p. 63) in their research pointing out the importance of the â€Å"role of the state, particularly the impact the state can have in shaping or redirecting the process of change. † Finally, Ley (1980, p. 241 cited in Hamnett, 1991, p. 176) contended that the reassertion of individualism and the growth of a more sensuous and aesthetic philosophy is growing among the middle class, particularly on the American West coast. This further piloted to another factor of gentrification , focusing on the post-industrialised world creating a livable city. Ley (1980, p. 239 cited in Hamnett, 1991, p. 76) argued that there is a new ideology of urban development, an â€Å"urban strategy seemed to be passing from an emphasis on growth to a concern with a quality of life; the new liberalism was to be recognised less by its production schedules than by its consumption styles. † People are demanding for more facilities, for greater beauty and a better quality of life in the arrangement of our cities. This progressivism has made way for commercial exploitation of urban lifestyle. In May 1964, Terence Conran opened the first Habitat; that branched out into the entire United Kingdom. Moran, 2007, p. 108) In London as elsewhere, gentrifiers often differentiate themselves as people who make different choices in life. Amplifying individualism notion, they want to be unique, edgy, cosmopolitan alternative to supposed conventionality and homogeneity of the suburbs. Habitat exploited this ethos, promoting itself as classless and egalitarian that was completely anti-suburban, Conran tied this lifestyle revolution to a general atmosphere of societal attitude advancement and ethical consumerism reflecting its middle-class ambiance. (Moran, 2007, p. 08-110) It was altogether a new phenomenon as this perception contrasts their previous trend and residential choice were in the less traditional area with potentially profound impacts for the deprived and lower paid households in such areas. It is normally associated with less affluent, often working class, inner-city communities which are transformed into more affluent, middle or upper class, communities by the upgrading and modernisation of buildings, resulting in increased land values and the removal of less affluent residents. (Atkinson, 2002, p. ) However, according to the Real Estate Board of New York Inc. , (New York Times,1985 cited in Smith, 1996, p. 30), â€Å"We believe that whatever displacement ge ntrification causes, though must be dealt with public policies that promote low and moderate income housing construction and rehabilitation and in zoning revisions that permit retail uses in less expensive, side street locations. We also believe that New York’s best hope lies with the families, businesses and lending institutions willing to commit themselves for the long haul to the neighbourhoods that need them. That’s gentrification. † Is this mission statement completely classless? Theoretically, using the media for the benefit for public but in reality, possibly the middle class reaches the source. A more cynical interpretation of this advertisement can be said that the advertisers were hired by those indirectly or directly benefiting from gentrification to justify their actions. Their creative advertising language is used to paint positive and downplay the negative connotations associated with emotional word, gentrification. A few considerations are worth noting here. Is there anything wrong with upgrading a residential area by meeting the demand? To one person, it means improved housing, safer streets and new retail businesses. To another, it means unaffordable housing and regimenting of a diverse neighbourhood. In other terms, gentrification is the upgrading of housing and retail business in a neighbourhood with an insertion of private investments. This process and its consequences however are complex. Conclusively, gentrification is a process of physical, social, economic and cultural changes in inner-city communities resulting from the influx of new people. Slater (2004) comments that gentrification is a highly complex issue that is very difficult to define precisely. It is observed that middle class gentrifiers are part of a much larger picture but limitations in gentrification research methodology interestingly points out that that gentrifiers are easier to find and interview than other agents of gentrification. Displaced residences are somewhat ‘unreachable’ especially those at risk of being displaced. (Slater, 2004, p. 1142 and Smith, 1986, p. 3) The theories developed above were able to shed some light on the root of gentrification but yet, they merely examine the first fold of the broad issue, i,e, why has it happened? In my opinion, gentrification is somewhat like the chain of demand and supply and it is seldom balance. It exists as an essence in the equilibrium of society facilitating the economic, political and societal growth. The need to create the market for demand, then supplying the demand and it runs in a cir cle that never ends, gentrification.

7 Sentences Energized by Elegant Variation

7 Sentences Energized by Elegant Variation 7 Sentences Energized by Elegant Variation 7 Sentences Energized by Elegant Variation By Mark Nichol In one of the most recent tugs-of-war between qualitative practice and quantitative practicality, search engine optimization has been eroding the exalted status of time-honored elegant variation, the convention of avoiding wearying repetition of words throughout a sentence or a passage. One of the principles of SEO, the suite of strategies for shaping online content to enhance its searchability, is that keywords, when repeated, strengthen the likelihood that a search will call up a particular piece of content. But let’s not allow that admittedly valid goal to be so scrupulously employed as to deaden the language. Here are some repetition-riddled sentences followed by elegant fixes: 1. â€Å"Finding a job at 55 is much harder than finding a job in your 40s.† Sentences like this aren’t wrong; they’re just a bit flat, and it doesn’t take much to pep them up a bit: â€Å"Finding a job at 55 is much harder than landing one in your 40s.† 2. â€Å"There’s a preponderance of knowledge workers working as contract workers.† Save some work with synonyms: â€Å"There’s a preponderance of knowledge workers employed as contractors.† 3. â€Å"The company is launching a new shelter magazine aimed at women in their 30s, while American Media is developing a shelter magazine for women in their 20s and 30s.† Two pairs of duplicate usage spiff up this sentence: â€Å"The company is launching a new shelter magazine aimed at thirtysomething women, while American Media is developing a home-themed title for those in their 20s and 30s.† 4. â€Å"New Jersey’s cops stopped doing consent searches, in which a cop asks a driver for permission to search the driver’s vehicle.† That sentence sports a tired trifecta. Not only is repetition of cop a cop-out, but it doesn’t take much effort to search for another word for search and summon the drive to replace a repeat of drive: â€Å"New Jersey’s cops stopped doing consent searches, in which a police officer asks a driver for permission to look around in the motorist’s vehicle.† 5. â€Å"He said he was afraid to listen to President Bush’s speech because he was â€Å"afraid Bush would announce he was going to repeal the Fourteenth Amendment.† I’m afraid that the reappearance of afraid is diminished by its previous use: â€Å"He said he was reluctant to listen to President Bush’s speech because he was â€Å"afraid Bush would announce he was going to repeal the Fourteenth Amendment.† 6. â€Å"Administrators requested waivers for regular students, special-education students, adult students, and students in continuation schools.† Send this writer back to school to come up with some other words for students: â€Å"Administrators requested waivers for regular students, special-education pupils, adult learners, and kids in continuation schools. 7. â€Å"When Brubeck chauffeured Milhaud, who didn’t drive, to the 1947 premiere, the composer drove the young musician to, as he said, ‘be true to your instincts’ and ‘sound like who you really are.’† Oh, my. The writer deftly employed chauffeured to achieve elegant variation in the literal sense of operating a car but then crashed farther down the road. Using two meanings of the same word (or even separate tense inflections) is a collision of comprehension: â€Å"When Brubeck chauffeured Milhaud, who didn’t drive, to the 1947 premiere, the composer pushed the young musician to, as he said, ‘be true to your instincts’ and ‘sound like who you really are.’† Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Writing Basics category, check our popular posts, or choose a related post below:Inquire vs EnquirePrecedent vs. PrecedencePunctuation Is Powerful

A Quick Guide to Balanced Scorecards

A Quick Guide to Balanced Scorecards Here is an overview of a BSC (balanced scorecards) management tool, its advantages and disadvantages. The Balanced Scorecard (BSC) is a popular strategic management tool developed in 1992 by Robert Kaplan and David Norton to answer what the two researchers saw as a shortcoming in existing strategic planning methods: A way to connect the long-term objectives of a business to short-term performance measures, particularly financial indicators. The problem is easy enough to understand; a company’s overall goals, usually expressed in its Mission Vision Statement, are often somewhat abstract and difficult to express in terms of the day-to-day (or month-to-month, or year-to-year) activities and processes of the organization – it may not be clear to the people in the organization exactly how their work tasks at this moment are steps towards the company’s greater objectives, a bit of confusion that can create problems for maintaining productivity and motivation. The BSC is a way to â€Å"provide a roadmap† showing how to present activities lead to future objectives, and if used correctly, the tool can be very effective. If you have any questions our writers will gladly help you! STRATEGIC MANAGEMENT TOOLS PART 1 Background of the BSC The Fundamental Ideas Behind It Kaplan and Norton first introduced the Balanced Scorecard in an article in the Harvard Business Review in 1992 (â€Å"The Balanced Scorecard – Measures That Drive Performance†, HBR January-February 1992), in which they explained that any firm has four key perspectives from which it should consider its strategy: Financial, Customers, Internal Processes, and Learning and Growth. The firm needs to make money, and for that it needs customers; customers’ needs are served by the output of the firm’s internal processes, and in order to achieve and maintain a competitive advantage, the firm must learn and improve over time. Consequently, the BSC begins with a firm asking itself four important questions: What is our value to our shareholders? (the financial perspective) What is our value to our customers? (the customer perspective) In order to provide the value to our shareholders and customers, in what must we excel? (the internal processes perspective) How do we sustain our advantages and continue to improve? (the learning and growth perspective) The answer to each of these four questions has four parts: A relevant objective or objectives; the measures of performance that appropriately assess progress towards those objectives; the specific target value of the performance measures that would signify the objectives’ having been successfully achieved; and the specific processes or activities that must be done in order to achieve them. In form, the Balanced Scorecard is a four-sided matrix, with the firm’s vision and competitive strategy at its center: The Balanced Scorecard (Source: Kaplan Norton, â€Å"Using the Balanced Scorecard as a Strategic Management System†, HBR, January-February 1996) DIFFERENCE BETWEEN MANAGEMENT AND LEADERSHIP Advantages of the BSC The first advantage of the BSC is that it forces firms to quantify their goals. Aspirations expressed in a Mission Vision Statement such as â€Å"being an empowered organization† is a platitude without some explanation of what â€Å"an empowered organization† is, and how, exactly, the organization can become â€Å"empowered†. Or for that matter, whether or not being â€Å"empowered† actually has anything to do with effectively meeting stakeholders’ and customers’ needs, maintaining sound internal processes to achieve those, and improving the organization to maintain a competitive edge. The second advantage of the BSC is that its format makes it easy to see how all of the strategic management perspectives relate to one another. Conflicts between objectives in different areas are immediately apparent and can be corrected. Perhaps the biggest advantage of the BSC is its versatility. Although it was designed for application in business management settings, the basic template can be applied to almost any initiative or organization. By slightly modifying the four key perspectives, the BSC can even be applied to specific areas of the organization and even to individuals. In fact, there is some research that suggests that the BSC is gaining, even more, use as a performance management and assessment tool in HRM applications than as a firm-level strategic planning tool. Disadvantages of the BSC Like many other strategic management tools, the BSC has one unavoidable potential handicap in that it is only as good as the quality of the information put into it. The tool suffers from the same risk as the SWOT analysis called SWAG (Scientific Wild-Ass Guess) by Oxford’s Professor Malcolm McDonald; the importance of objectives and other factors may be over- or underestimated or overlooked entirely, which leads to the BSC returning poor results because the right information is not actually included. Another problem that can make the BSC less effective than expected is that by design, it gives equal weight to all four of the key perspectives, while in actual practice, many organizations might need to give greater weight to one or another. For example, a non-profit organization would likely have very strong customer perspectives and a lesser focus on financial outcomes; without adjusting the BSC to reflect its priorities, the organization might end up actually hindering its efforts towards achieving its goals. And finally, the results of some empirical research on the effectiveness of the BSC suggests that just as with most strategic management tools, its performance in real-world applications falls a little short of the academic hype. A fairly recent broad study of strategic management tool use and effectiveness found that the BSC tends to work better for larger and more complex firms than for smaller ones, and that the alignment of strategy and performance is perceived to be better among firms that use the BSC in combination with other strategic planning and assessment tools than among firms using the BSC by itself (E.Tapinos, R.G. Dyson M. Meadows, â€Å"Does the Balanced Scorecard make a difference to the strategy development process?† Journal of the Operational Research Society, vol. 62, no. 5, 2011). One reason for this may be that, contrary to the assertions of Kaplan and Norton, the BSC is not actually designed to develop organizational strategy; the firm’s vision an d strategy must necessarily exist beforehand in order for the BSC to work as designed, meaning that the BSC is the best thought of as a performance management and operational planning tool (hence its popularity in HRM practice), rather than a strategic development tool. STRATEGIC MANAGEMENT TOOLS PART 2 Whatever project you are working on, be assured you have a  reliable team  of writers  to work with. You can place your order here!

Single Parent Assignment Example | Topics and Well Written Essays - 2000 words

Single Parent - Assignment Example As yet there are no estimates of the numbers of deaths from CHD which are due to poor psychosocial well-being or of the numbers of deaths which could be avoided if psychosocial well-being was increased. Although, some single parent are doing their best to support the needs of their family, they still encounter some potentials problems like, visitation and custody arrangements, effects upon the children of continued conflict between parents, decrease in the amount of time parents and children can spend together, effects of a divorce on children's performance in school and peer relations, and disruptions in extended family relationships. To cope with this problem, single parent should often talk to his children regarding on their feelings with each other. They should also learn how to communicate with each other, spend time together to go shopping, playing different kinds of sports, watching some interesting movies or simply going to church together. These ways will help develop a better single parent and children relationship. Amy is a 38 yr. Old single parent who has three children aged 9, 7 and a newborn baby boy. She has a hard time taking care of her children especially her new baby due to being busy looking after the rest of the family. Her brother Rys is 30, who has a moderate learning disability, shows signs of distress due to his worries to his family. Her father Ronald, who is 76 yr. Old widower, had a fall and since then his mobility has seriously deteriorated. Due to the circumstances that Amy's family is facing, she is feeling tense and anxious about how is she going to cope with supporting her dad, while continuing to meet the needs for her children. With Amy's situation, it's really hard to give everything to her family especially that she is the only one supporting them. She may experience depression and stress due to her responsibilities to her family. To cope with this, she should know the thing that a single parent must do in order to meet the needs of her family. Amy is having a hard time coping up with her kids, her father and brother and on how to make both ends meet. Having these problems at hand just right after giving birth to a baby boy made her not only physically drained but also mentally disturbed. Due to this, she may suffer from Post Natal Depression. According to the Royal College of Psychiatrists, around 1 in every 10 women has PND after having a baby. If untreated, it can last for months, or sometimes longer. There are number of symptoms suffers

American History Assignment Example | Topics and Well Written Essays - 500 words

American History - Assignment Example Foreigners had to obey the rules; otherwise they were banned from ports. At the same time this situation created disagreements between the mother country and colonies of West Indies and North America. English men simply perceived colonies as a commodity, a valuable resource for their own prosperity and the colonists wished to pursue their own economic interests. 3. Why did England and France go to war with each other in the late 1600's and late 1700's? Sequence of wars between England and France represented their struggle for control over the American colonies. American territories gave vast economic benefits for the mother country: trade and farming was mounting there. Therefore England and France were interested in expanding their presence on American soil. All but one war (so called French and Indian War) started on the European territory and then moved to colonies. 4. Why were the Mid-Atlantic colonies so appealing to new colonists? Why did many colonists move to those colonies? The colonies of Mid-Atlantic were famous for its diversity, multiculturalism and significant economic growth. Therefore this pluralistic society attracted many new colonists; people saw more opportunities to earn money there. Immigrants from Ireland were looking for freer trade opportunities, less rent expenses and religious freedom.

Relatively Einstein Essay -- Essays Papers

Relatively Einstein His genius reshaped the laws of nature. His theories changed scientists? perception of the Universe. His ideas led to the most destructive and lethal weapon known to man. Albert Einstein hypothesized some of the most complex theories of all time, The Special Theory of Relativity and The General Theory of Relativity. He was a pudgy first child of a bougesois Jewish couple from Southern Germany. His father was an unsuccessful Engineer and his mother was a talented musician. His mother often encouraged his interests in Bach and Mozart. In his early years he received a toy compass, a gift from his father, that provoked his first "thought experiment." He was curious as to why the needle always pointed North (Golden 21). When he was fifteen he quit prep school, renounced his German citizenship, and entered the Swiss equivalent of MIT. There he fell in love and married a classmate. The marriage lasted a short three years (Golden 21). While coping with his loss, he moved in with a divorced cousin by the name of Elsa. She cooked and cleaned for him while he was discovering his, soon to be, theory of General Relativity. Elsa and Albert were wed a short time after (Golden 21). At the peak of World War I he risked his wife?s life, and his own, and signed an anti-war petition. When the Nazis came to power prior to World War II, he was forced to leave Germany. He moved to Princeton, where they built a physics program around him. A Hungarian scientist warned him of the Germans? attempt to make an atomic bomb. Einstein then wrote a letter to Franklin Roosevelt and warned him of the Nazi threat. Shortly thereafter, The Manhattan Project (the program which was responsible for the designing, building and testing of the atomic bomb) was organized, in which Einstein had no part in (Hawking 66). Albert urged for a ban on nuclear weapons after he learned of the explosions in Hiroshima and Nagasaki. He tried to convince Americans that McCarthyism (false threat of communism reaching North America) was a hoax, and called for an end to racism (Golden 22). Shortly after graduation Einstein began to ponder about the universe. While living in Germany, he composed his first of two relativity theories; The Special Theory of Relativity (Golden 23). "The Special Theory of Relativity deals with phenomena that becomes noticeabl... ...ce. This is precisely what Einstein envisioned happening to planets, the moon, and the rest of the cosmos. This is the reason that Earth orbits the sun and the moon revolves around the sun. "He (Einstein) maintained that gravity, as an invisible force that pulls apples and other things to the ground does not exist," states Chaisson (99). Albert Einstein hypothesized some of the most complex theories of all time, Special and General Relativity. His Genius reshaped the way scientists think and the way we look at the universe. "I still can?t believe he thought of it."?Marcel Grossman (Feynman 49) Bibliography 1. Bohm, David. The Special Theory of Relativity. Routledge: NY, 1965. 2. Chaisson, Eric. Relatively Speaking. W. W. Norton: NY, 1988. 3. Feynman, Richard P. Six Not-So-Easy Pieces. Addison-Wesley: Reading,1997. 4. Golden, Frederick. "Person of the Century." Time 31 Dec 1999: 21. 5. Gundersen, P. Erik. The Handy Physics Answer Book. Detroit: Visible Ink, 1999. 6. Hawking, Stephen. "A Breif History of Relativity." Time 31 Dec 1999: 66. 7. Laing, David. The Earth System. Fort Kent: Wm. C. Brown, 1991. 8. Sagan, Carl. Cosmos. Random House: NY, 1980. Relatively Einstein Essay -- Essays Papers Relatively Einstein His genius reshaped the laws of nature. His theories changed scientists? perception of the Universe. His ideas led to the most destructive and lethal weapon known to man. Albert Einstein hypothesized some of the most complex theories of all time, The Special Theory of Relativity and The General Theory of Relativity. He was a pudgy first child of a bougesois Jewish couple from Southern Germany. His father was an unsuccessful Engineer and his mother was a talented musician. His mother often encouraged his interests in Bach and Mozart. In his early years he received a toy compass, a gift from his father, that provoked his first "thought experiment." He was curious as to why the needle always pointed North (Golden 21). When he was fifteen he quit prep school, renounced his German citizenship, and entered the Swiss equivalent of MIT. There he fell in love and married a classmate. The marriage lasted a short three years (Golden 21). While coping with his loss, he moved in with a divorced cousin by the name of Elsa. She cooked and cleaned for him while he was discovering his, soon to be, theory of General Relativity. Elsa and Albert were wed a short time after (Golden 21). At the peak of World War I he risked his wife?s life, and his own, and signed an anti-war petition. When the Nazis came to power prior to World War II, he was forced to leave Germany. He moved to Princeton, where they built a physics program around him. A Hungarian scientist warned him of the Germans? attempt to make an atomic bomb. Einstein then wrote a letter to Franklin Roosevelt and warned him of the Nazi threat. Shortly thereafter, The Manhattan Project (the program which was responsible for the designing, building and testing of the atomic bomb) was organized, in which Einstein had no part in (Hawking 66). Albert urged for a ban on nuclear weapons after he learned of the explosions in Hiroshima and Nagasaki. He tried to convince Americans that McCarthyism (false threat of communism reaching North America) was a hoax, and called for an end to racism (Golden 22). Shortly after graduation Einstein began to ponder about the universe. While living in Germany, he composed his first of two relativity theories; The Special Theory of Relativity (Golden 23). "The Special Theory of Relativity deals with phenomena that becomes noticeabl... ...ce. This is precisely what Einstein envisioned happening to planets, the moon, and the rest of the cosmos. This is the reason that Earth orbits the sun and the moon revolves around the sun. "He (Einstein) maintained that gravity, as an invisible force that pulls apples and other things to the ground does not exist," states Chaisson (99). Albert Einstein hypothesized some of the most complex theories of all time, Special and General Relativity. His Genius reshaped the way scientists think and the way we look at the universe. "I still can?t believe he thought of it."?Marcel Grossman (Feynman 49) Bibliography 1. Bohm, David. The Special Theory of Relativity. Routledge: NY, 1965. 2. Chaisson, Eric. Relatively Speaking. W. W. Norton: NY, 1988. 3. Feynman, Richard P. Six Not-So-Easy Pieces. Addison-Wesley: Reading,1997. 4. Golden, Frederick. "Person of the Century." Time 31 Dec 1999: 21. 5. Gundersen, P. Erik. The Handy Physics Answer Book. Detroit: Visible Ink, 1999. 6. Hawking, Stephen. "A Breif History of Relativity." Time 31 Dec 1999: 66. 7. Laing, David. The Earth System. Fort Kent: Wm. C. Brown, 1991. 8. Sagan, Carl. Cosmos. Random House: NY, 1980.

Jet Blue Essay

There are a few trends that have come into play over the past few years. These different trends range from pricing for the flight to in flight perks. It seems that the perks and other in flight amenities are what may be what makes the difference and will impact any of the airline company’s strategy. Due to major hikes in fuel costs over the past year the airlines have had no other choice but to start passing this expense on to the flyers. The airlines have been trying to come up with competitive ways to differentiate themselves from the competition. Many of the airlines even charge for you check bags also. According to Ethan Davidoff in his article The Cost Behind Checking Bags most airlines only charge $25 for a bag to be checked but there is Southwest Airlines that allows two bags to be checked before charging. With that said in the above mentioned article one can see that you definitely want to travel light because for more than one bag the prices start to increase all the way up to $600. Although Southwest allows two checked bags there are other airlines that allow one free checked bag and most have a weight limit of 50lbs. If one were to travel internationally it may be cheaper to just purchase brand new clothes when you land. Not to mention the convenience of not checking any bags or having to wait to pick it up when you land, etc. So not only have airlines starting charging to check bags but many have stopped providing food, unless the flight is over a given amount of time and you are usually paying for that snack. The above mentioned change in airline airfares has certainly affected many airlines’ strategies. Also as mentioned above it has affected them most specifically in what type of benefits, perks, or amenities that they are willing to offer their flyers. Jet Blue has certainly followed suite and done various things to try to set themselves apart Discuss Jet Blue’s strategic intent. Jet Blue says that their â€Å"objective is optimize our fare mix to increase our average fare and, in certain markets, utilize our network to maximize connecting opportunities while continuing to provide our customers with competitive fares† (jetblue. om SEC filings, p. 31). Like any other company they are looking to cut costs without hurting any of the aspects of their company that sets them apart (i. e. customer service, tv, radio). Jet Blue airline seems to have set its strategy to take advantage of the charges that other airlines charge. They have set themselves apart by offering things on their flights that other airlines either don’t have or charge for. Jet Blue allows the firs t bag to fly free, the second costs $35, and the third costs $75. Although they do not have wireless broadband yet, unlike some other airlines, they do plan to have it in place 2012, and this is so because all of Jet Blue’s aircrafts are being set up for ViaSat satellite wireless which is new and no other airline has. Jet Blue is testing the service for ViaSat and the FAA for testing to be approved for use on airlines. However on the ground in the terminal it does offer free broadband at most airports (http://www. jetblue. com/flying-on-jetblue/onboard/wifi. asp). A strategy held by Jet Blue like that of any business is to improve its bottom line. Jet Blue wants not only to be profitable while reducing costs but they want their customers to be happy and have a good flying experience. Jet Blue has a saying on their site that says â€Å"our standards beat their extras† (http://www. jetblue. com/flying-on-jetblue/). They aim to provide stellar customer service. As a matter of fact according to ehow. com Jet Blue â€Å"was awarded the Conde Nast Traveler ‘Readers’ Choice Award’ for best domestic airline† and â€Å"in 2008, it won J. D. Power and Associates’ ‘Highest Customer Satisfaction Among Low Cost Carriers in North America’ award (ehow. com). More specifically they also state on their website that they have † ranked ‘Highest in Customer Satisfaction Among Low-Cost Carriers in North America’ by J. D. Power and Associates for five years in a row† (http://www. jetblue. com/about/work/). Jet Blue airlines prides itself on its customer service. As noticed from the previous paragraph they have won awards for their customer service. It is no wonder that the company believes in making their customer’s flight experience a pleasant one since the company was started by â€Å"David Neeleman and a number of Southwest Airlines employees in February 1999† (ehow. om). Outstanding customer service is part of their strategy and it is one of their many features that puts them heads above the competition. Discuss Jet Blue’s financial objectives and whether or not the company has been successful in achieving this objective. Before even getting into the financial objectives of the company just reading the SEC report for 2010 really shows proof that Jet Blue has been an extremely successful company over the past ten years. Since they were incorporated in 1998, flight starting in 2000, they have grown from $38. million in net income in 2001 to net income of $97 million in 2010 (jetblue. com). The aforementioned data shows proof of growth and success in lieu of turbulent financial times with rising fuel costs. Fuel costs dramatically rose over the company’s time in business which could have easily put a company under but they continue to strive. Discuss Jet Blue’s strategic elements of cost, organizational culture, and human resource practices and evaluate whether each element provides the organization with a competitive advantage. Jet Blue continues to be competitive with their ticket and baggage pricing. In their 2010 SEC filing they term themselves a â€Å"value airline – based on service, style, and cost† (p. 4). They go on to discuss in the overview how they feel that they continue to provide â€Å"best coach product† and â€Å"reasonably priced optional upgrades† (http://investor. jetblue. com, p. 4). As for Jet Blue’s organizational culture their web site specifically says â€Å"If you’re looking for a job where your career, your passion, and your sense of fun are all important then you’ve landed at the right place. At JetBlue we’ve built an award-winning brand based on delivering value, service, style and comfort to our customers — and to our crewmembers. And, by hiring people who share our vision, we’ve created a place where people enjoy coming to work† (http://www. jetblue. com/about/work/). Jet Blue continues remain un-unionized. Discuss Jet Blue’s strategies for 2008 and beyond and evaluate whether or not Jet Blue will be successful implementing these strategies. Part of their strategy in 2008 has been the same as previous and later years, to remain on time with their flights. They have continued to do well meeting this goal. Jet Blue’s ongoing strategy has been to deliver exceptional customer service and on time direct flights. In 2008 they stated in their SEC filings that they were the â€Å"7th largest passenger carrier† and in their 2010 SEC filings they were the â€Å"6th largest†. Regardless of any strategies that they planned to implement they were obviously successful. The proof lies in their continued recognition by JD Power & Assoc, their net income increases, and their growth to 6th largest passenger carrier in the US. While other airlines are folding, being bought out, or merging Jet Blue is continuing to grow. It is no wonder since they offer outstanding customer service as only part of their strategy and it is one of their many features that puts them heads above the competition. Some of their other features that ranks them high with their customers is the fact that they offer 36 tv channels, XM/Sirius radio, and unlimited snacks and beverages to all passengers at no cost. Kudos to a company for keeping its employees (all non-union) and customers happy.

Bachelor’s Degree Online vs. Full-Time Strengths and Pitfalls

Online classes are nothing new by now. In fact, there are entire degrees that can be earned online. These often offer part-time options or the workload that is less than if you study full time. There are many more advantages, as well as disadvantages for each side. Here we will discuss both for getting a Bachelor’s degree online. Communication Online Using the web to communicate doesn’t always work out well; You have to type instead of communicating in person; that may cause potential misunderstandings; There is often a delay in response time both by classmates and a professor; But you can send a message at any time of day or night. Full-Time Communication is always available; You have an opportunity to resolve issues in real time; You can ask questions at the moment if you are confused; But it may be overwhelming. Time Online Many online courses are self-paced, meaning you finish and move on when you are ready; You can be anywhere and login to attend the class; Some programs are accelerated or require less coursework; You save on commute time. Full-Time You have to deal with commuting and traffic; Classes must be taken at inconvenient time for you; Full-time means full-time—you won’t have time for besides studying or working. Money Online Online degrees are usually cheaper, though not always; There are fewer grants and scholarships available; But many courses require you to pay upfront. Full-Time Generally, such a variant is more expensive; However, there are more scholarships and government aid for students who choose full-time studying; Loans are available. Convenience Online Take the classes from anywhere: your bed, a cafà ©, beach, or even a library; Login at the time that is suitable for you; Therefore, it doesn’t disrupt your working or socializing schedule; All you need is a computer and an Internet connection. Full-Time Classes are at set times, which may or may not fit into your schedule; You have to take the classes where they are held; However, it offers other conveniences mentioned, like communication benefits. Responsibility Online Since many are self-paced, you are responsible for keeping track of your progress and moving on at a reasonable pace; Due to lack of communication, it’s up to you to figure some things out or seek help; It’s easy to get distracted when working on a laptop. Full-Time You are responsible for arriving on time; Deadlines for assignments are important and can’t be missed; Getting the right textbook and having it at hand is up to you. So as you can see, there are upsides and downsides to both options of schooling. To know which is the best for you, weigh the pros and the cons, think about your lifestyle and study habits, and then make a choice. It’s important to take this list into consideration before jumping in. Make sure your choice is a good one because education is very important and it’s something that you are investing in.